Injured while riding your bike in New Jersey? You may have more insurance protection than you think. Under NJ’s no-fault law, someone on a regular pedal bike is generally treated as a pedestrian, so your own auto policy, or a family member’s you live with, may cover your medical bills. Learn which policy pays, why a collision isn’t always required, how e-bikes differ, and whether you can still bring a claim against the driver.

New Jersey raised minimum auto insurance limits in 2026 to $35,000/$70,000. Here is what it means for NJ car accident injury claims.

Unfortunately, our loved ones are not always able to look after their own affairs and need help with financial and medical decision making. This could be due to a decline in physical or mental health or due to a developmental disability. These types of guardianships have different responsibilities, and it is important to apply for the correct one.